Udharu replaces your paper ledger. Track every credit you give, send reminders automatically, and know your customers' payment behaviour — all in one place.
Stop writing in notebooks. Udharu gives you a complete digital ledger with smart tools that paper never could.
Add customers manually or import from your phone contacts. Every customer gets their own profile with full transaction history.
Record every item sold on credit with descriptions, amounts, and due dates. Know exactly what is pending at any moment.
Log full or partial payments instantly. Balances update in real time and customers can be marked as fully settled.
Send SMS or WhatsApp payment reminders with a tap, or let auto-reminders run in the background so you never have to chase manually.
Get per-customer reports showing credit given, collected, outstanding, and on-time payment rate. Export to PDF or CSV and share instantly.
Udharu automatically scores each customer as Trusted, Normal, Risky, or Blacklisted based on their payment behaviour over time.
Millions of small businesses still track credit on paper — and lose money because of it. Udharu is built specifically for shop owners, traders, and suppliers who give goods on credit daily.
Whether you're running a grocery stall, a hardware store, or managing multiple business profiles, Udharu keeps everything organised and always in sync.
Whether you're at the shop, on the road, or at home — Udharu keeps your records up to date. Everything syncs to the cloud automatically so you never lose data.
A clean, fast interface that gets out of your way and lets you focus on your business.
Download Udharu free on iOS and Android. Set up your first contact in under a minute.
